The Fees

How we determine your flat rate


you will know your financial commitment from the beginning
Many estate planning services use billable hours, because it is easy to lose money when working under a flat rate. We think charging a flat rate helps keep the project stress-free for you, because you will know your financial commitment from the beginning, rather than wondering what the final cost will be, as you would in a billable hour situation.

We like the flat rate. We ask that you pay the flat rate up front, so we don’t have to set up the costly billing process of keeping track of every minute, creating statements for services, and keeping track of whether you have paid us or not. This helps us keep your fee reasonable, and our communication stress-free.

We do the hard work, so you will have a stress-free experience
We calculate our flat rate based on the amount of work we have to do to complete your project, rather than how much you are worth. We do not send you a questionnaire that requires you to fill in page after page of information to make our job easier, or ask you for specific financial information so we can charge you more if you have more money. We only inquire if the value of your assets are close to the estate tax (death tax) exemption amount so we can make sure you get the appropriate estate plan. We do the hard work, so you will have a stress-free experience.

We do ask you how many of the following you have (just the number): bank accounts, brokerage accounts, stock accounts, promissory notes, real properties, retirement accounts (401(k) and IRA), life insurance policies, if you own any businesses, are shareholder of any corporations, member of an LLC, have a safety deposit box or own a timeshare.

we can ask a few questions and give you a solid, flat rate
We need to know how many of each type of assets you have, so we know how many forms need to be obtained and filled out for you. That is why we generally cannot quote a fee by email. We need to have a short, no sales-hype, conversation where we can ask a few questions and give you a solid, flat rate that is good for the year (unless we are having a special discount that may end at a specific time). This is also an opportunity for you to ask any questions you may have, and for us to begin the process of trust which is vital to all of us.

We never pressure people to sign up. We believe that there is a right time for the estate planning process. When it is right for you, we are here for you.

Kerry Spence